will bank accept cheque in maiden name
Maiden name Smith; married name Jones. I had ppi cheque from a loan I had years ago and they sent the cheque in my maiden name. (This is not "against" the law; bank policy can be more restrictive.) ... so do note you use the information at your own risk and we can't accept liability if things go wrong. I bank with Halifax, had a cheque written out in my maiden name only a few months after I married and Halifax refused to cash it, even though I'd only changed my name on the account a few months previously. I work at a bank and usually we tell people it's fine to use up the checks with your maiden name. I don't want to confuse them by talking to a teller as they have been very harsh lately with the collapse of the banking industry and all. ... Cheques issued in maiden name - will bank honour. My passport is still in my maiden name. Most banks will require that "third party checks" be deposited, and the funds held for a few days. While her bank (Lloyds) have a copy of her marriage certificate on file since she opened the account before her marriage, they made it clear that under no circumstances could they accept a cheque made out to her in her maiden name. I used to have a business a/c in the name of Smith, but recently closed it. It s down to the managers discretion at the bank. A check made out to my old last name has arrived. If the "different name" is another person, then they can endorse the check, and then write that it is payable to you. Is there any way that my bank (NatWest) will accept this cheque, and if not, will HMRC issue another in the correct name? If you recently got married, you likely still have ID in your maiden name. The payee on a cheque must match the name on the account. So, sign the cheque, deposit in an ATM, and Bob's your uncle. When you re order you can order with your married name. If Tesco refuses to accept it, use that ID to open a new account elsewhere in your maiden name and pay the cheque in there. As is my professional registration as I haven't got round to changing everything yet. If a cheque is made out to my maiden name will my bank accept it if I show them my marriage certificate? So I thought I would ask another bank so … People bring in checks made out to their married name months, even years later and it's never been an issue to deposit/cash those either. Luckily it was only £15 and I didn't need the money at the time but I was really cheesed off. But, if you can prove that the name on the cheque is indeed you, it should be accepted. Then you can cash it. I only ever use one or the other but my full legal name is Smith Jones. Or simply my new name that the account is in? The check happens to be from the same bank Chase. Do I sign my old name on the back alone and/or my new name that the account is in and simply deposit into ATM? I often encounter customers who have kept their maiden name for work but have their married name on all their ID. I have however changed the name on my bank, and did this the weekend after the wedding. -A cheque can only be deposited to the account of the payee named on the cheque. I changed my name following marriage 5 years ago but sometimes I still get cheques in my maiden name. Update : It is just someone being difficult and I would prefer not to have any more dealings with them once I have got my money I took along my passport and marriage certificate to my bank at HSBC and they wouldn't accept it. However, in practice:-A cheque deposited in an ATM will go through the system without the payee being checked. S down to the account of the payee on a cheque must match the name of Smith, recently. Discretion at the bank their maiden name to have a business a/c in the name on the account of payee. Only £15 and i did n't need the money at the time but i was really cheesed off made to. 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